Mortgage Advice

A mortgage is probably the largest financial transaction and commitment you are likely to undertake. At any one time there may be hundreds of different mortgage options, only some of which could meet your needs. There are so many types of mortgage available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charges are taken into account, the products may not be as attractive as you might have first thought.

Signet Financial Services could provide mortgage advice which is individually tailored to your current  needs and requirements, ensuring that this critical part of the house buying process is handled with minimum hassle and maximum efficiency.

The Financial Services Authority does not regulate finance and some aspects of buy to let arrangements and commercial mortgages.

In certain circumstances, there may be a fee of the higher amount of £250 or 0.5% of the total loan amount payable on completion of a mortgage.  Your home may be repossessed if you do not keep up repayments on your mortgage.