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(Gold/Platinum/Black) Balance Transfer Rates

Introductory Rate For
Balance Transfers		 Standard Rates
Min Income PA Until APR (pchse) PA (cash) Int Free Period
Barclaycard Flexi-Rate Visa (Low Repayment)
None 0.0%
p 		for 14 months from date of card issue. 14.9%
§ 		27.9%
§r 		56 Days
D
MBNA Platinum Visa
None 0.0%
 until 01.02.2010 from date of card issue. 15.9%
 27.9%
r 		50 Days
L
MBNA Platinum Visa
None 0.0%
 until 01.03.2010 from date of card issue. 15.9%
 27.9%
r 		50 Days
L
Nationwide BS Gold Visa
£25K 0.0%
 for 13 months from date of card issue. 15.9%
 27.9%
r 		56 Days
I
Sony Platinum M'Card/Visa
None 0.0%
 for 12 months from date of transfer. 15.9%
 27.9%
r 		50 Days
L
Post Office Platinum MasterCard
£8K 0.0%
 for 12 months from date of card issue. 16.9%
 26.944%
r 		56 Days
J
Bank of Ireland (UK) Gold MasterCard
£15K 0.0%
 for 9 months from date of transfer. 16.9%
 24.942%
r 		56 Days
A
Notes: Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.
Source: www.moneyfacts.co.uk
Rates correct as of: 6 January 2009
§=Alternative terms/cards may be offered according to credit status.  A=Interest charged from date item charged to account if account not cleared in full each month.  D=Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  I=Interest charged from date item purchased if account not cleared in full each month.  J=Interest charged from date item purchased if account not cleared in full each month. Interest on cash will be charged on a daily basis, from the date of withdrawal/date withdrawal charged to account, even if account is cleared in full each month.  L=Interest charged from date item purchased if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  p=Balance transfers over £5K charged at 0.561% per month, 6.9% per annum for the life of the balance.  r=Cash withdrawals charged at a higher monthly rate than shown. 
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